#1 Mobile Banking App for Customer Satisfaction among Regional Banks*- J.D. Power

Free Online Checking AccountFifth Third Momentum® Checking

Mobile phone depicting a Fifth Third Momentum checking account

Why Choose Our Free Checking Account?

Free Checking—No Hidden Fees

Get more from your checking account. Fifth Third Momentum® Checking gives you what you need from a checking account and a whole lot more. The best part? It’s free.

Fraud Protection and Security

We work hard to keep your personal information safe with threat blocking, live support, smart alerts, and trends & monitoring.

Online and Mobile Banking

With online and mobile banking, you can open an account and manage your day-to-day banking needs while on the go.

Everyday Rewards and Benefits

Fifth Third Momentum® Banking makes your everyday better with a nationwide network of no-fee ATMs5, contactless pay and money when you need it.

Special Perks with Fifth Third Momentum® Checking!

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Extra Time to help avoid overdraft fees3

Early Pay Icon

Get paid up to 2 days early for free
with Early Pay2

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24/7 access to cash advances
with MyAdvance®4

Benefits of Fifth Third Momentum® Checking

Fifth Third Momentum® Checking comes with all the banking services you rely on to make your life easier every day:

  • No hidden fees, no minimum balance1
  • A contactless debit card
  • Fraud protection6
  • 1,000+ financial centers 
  • Help from local bankers

Get Started Today!

Access a nationwide network of no-fee ATMs5

With us, you don't have to pay money to get your money. Our nationwide network of fee-free partner ATMs means free and easy access to your cash is always just around the corner.

Benefits of ATMs:

    • Withdraw or deposit whenever you want
    • Faster and easier than going in the bank
    • PIN required, to keep your money safe

Fifth Third Momentum® Checking Account FAQs

Thinking about opening a free checking account? Here are answers to frequently asked questions.

Additional Resources

5 Benefits of Having a Checking Account

Checking accounts allow you to conduct many types of everyday transactions, both in person and online. Using your checking account, you can deposit money, transfer funds to other accounts (both yours or other people’s), withdraw cash, and write checks.

Questions to Ask When Opening a Checking Account

Here are questions to ask your banking representative about checking account fees, minimum balance, and mobile apps.